HEALTH







OPEN ENROLLMENT has ended for the 2018 plan year. Next Open Enrollment is anticipated to be November 1, 2018 through December 15, 2018 for the 2019 plan year.


If any of the following circumstances apply to you, you may be eligible for a Special Enrollment Period.


  • Did you or anyone in your household lose qualifying health coverage in the past 60 days OR do you expect anyone in your household to lose coverage in the next 60 days?


Did any of the following apply to you or anyone in your household in the past 60 days?

Changes in household size:

  • Got married in the past 60 days
  • Had a baby in the past 60 days
  • Gained/became a dependent in the past 60 days
  • Got divorced or legally separated and lost health insurance in the past 60 days
  • Death in the past 60 days


Changes in residence or income:

  • Changed your primary place of living in the past 60
  • Had a change in income in the past 60 days


Changes in status:

  • Denied Medicaid/CHIP in the past 60 days
  • Gained citizenship or lawful presence in the U.S. in the past 60 days
  • Was released from incarceration (detention, jail, or prison) in the past 60 days
  • Are you a member of a federally recognized tribe, or an Alaska Native corporation shareholder?

Short Term Health / Supplemental Plans


Not eligible for SEP? Waiting for new employer coverage to start? Short-term health plans are an affordable option for unexpected health expenses. They do not cover pre-existing conditions and are not ACA compliant.


Supplement your existing coverage with a supplement plan. A variety of plans are available including Accident, Critical Illness, Cancer, and Fixed Indemnity, just to name a few.

Telemedicine Subscription Services


Did you know approximately 70% of ailments can be treated over the phone?


With deductibles and premiums at an all time high many of us avoid going to the doctor when we get sick. Others may not have the time. Telemedicine offers the convenience of 24/7 Doctor Access and other benefits for a low monthly fee.


Find out how a telemedicine service can help you save on your health care costs and more. Click the links below or contact me direct. 847-841-3886

(This is not insurance.)

Learn more about Medi-Share by clicking the link below. This is not insurance.

Health Protector Guard from United Healthcare


Renewable until age 65, simple fixed indemnity benefit plans can help cover out-of-pocket expenses left by high deductibles. This product provides limited benefits. This coverage provides benefits in a stated amount regardless of the actual expenses incurred.

Other healthcare options

Linda M. Givilancz

LMG Insurance Agency, Inc 

FREE NO OBLIGATION QUOTES

1-847.841.3886